Defending Your Home From Foreclosure

Should your home be in foreclosure, we can take your side against the bank. We will walk with you every step of the way. Linda Bal & Associates understands how devastating going through a foreclosure can be. Your home, after all, is more than just a residence — it’s the place where you and your family have built your lives.

Foreclosure Facts

Foreclosure in Illinois is typically 7 to 9 months. If you want to keep your home, we can help you with:

  • Chapter 13 Bankruptcy to help you catch up on the missed mortgage payments over 60 months
  • Loan modification
  • Court Ordered Mediation Program
  • Refinance or Reinstatement
  • Foreclosure Defense – we can delay your foreclosure sheriff sale date for 12 to 18 months or possibly more and you can continue to live in your home with confidence.

If you want to walk away with the least possible damage to your credit, we can help you with:

  • Short sales
  • Deeds in lieu of foreclosure
  • Consent judgments
  • The Cash for Keys program

Don’t Make These Mistakes

Here are common mistakes homeowners can make when facing foreclosure:

  • Walk away and just let the bank have your home. Even if the sheriff’s sale date is set, there are ways we can negotiate a sheriff sale delay of four to six months of time and you can continue to live in your home with confidence.
  • Pay individuals or companies that are not attorneys thousands of dollars “front money” to help with the loan modification. These individuals or companies can close their door once they have your money. Attorneys would lose their law license if they took your money and did not do the work they promised to do.
  • Do nothing. Doing nothing doesn’t solve your problem and only ends up with the loss of your home anyway.

We can help you keep your home or sell your home or stay in your home longer. YOU HAVE OPTIONS.

Call Us Today To Schedule A Free Consultation

Foreclosure is stressful but not insurmountable. Let us go over your options with you. For a free consultation with a Chicagoland foreclosure defense lawyer, call 630-912-5970. You can also contact our law firm online.